Remodel financing in Portland
Financing is available on bathroom remodels, kitchen remodels, and flooring across Portland, the surrounding metro, and Vancouver, WA. Buy now and pay over time instead of covering the whole project at once. Start by finding out what your remodel actually runs, then decide how you want to pay for it.
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Why homeowners finance a remodel
A remodel is a large purchase. Financing is simply another way to pay for it, so the budget decides the scope less often than it otherwise would. It is easier to weigh once you know the number.
Start sooner
Financing lets you move forward with the remodel you want now instead of waiting until you have saved the full amount.
Pay over time
Rather than covering a remodel all at once, you can buy now and pay over time. All credit decisions and loan terms are determined by the lender.
Simple to apply
Ask about our financing options during your free estimate and we will point you to the application. Applying is between you and the lender.
Know the number before you finance it
Monthly payments are easier to think about once the project has a size. Build the bathroom you actually want in 3D, pick the fixtures and the finishes, and get a Portland labor and installation range for it, right here, before you talk to anyone about money.
- Build it in 3D, one choice at a time
- A Portland labor and installation range at the end
- Add a photo for an AI render of your actual bathroom
- About two minutes, and no contact info to start
Build your bathroom in 3D
Pick the size, the fixtures and the finishes, and watch the room come together. You get a budget range at the end. About two minutes, and no contact info to start.
How financing works
What it covers, how it works, and how to apply.
Is financing available for remodels?
Yes. Financing is available on bathroom, kitchen, and flooring projects, so you can buy now and pay over time instead of covering the whole project at once. Financing is subject to credit approval.
Who provides the financing?
Financing is provided by a third party lender, not by Portland Tile & Remodels. We are not a lender. All credit decisions and loan terms are determined by the lender, so any specifics come from them rather than from us.
Can I finance a full bathroom or kitchen remodel?
Yes. Financing can be used for a full remodel, from a tub to shower conversion to a complete kitchen. On a larger project it is often what lets homeowners build the full scope instead of trimming it back.
Can I finance a tub to shower conversion?
Yes. A tub to shower conversion is one of the more common projects homeowners finance, because it is a contained project that changes how the bathroom works every day. The same applies to a walk in shower or a tile shower installation.
Does financing cover materials as well as labor?
Financing applies to the project we contract with you, which includes both the materials we supply and the labor to install them. Your estimate lays out that scope in writing before anything is financed.
When should I ask about financing?
Bring it up at the free estimate. Knowing whether you plan to finance helps us scope the project honestly from the start, rather than designing something and reworking it later. There is no obligation either way.
How do I apply for financing?
Ask about our financing options when you request your free estimate and we will point you to the application. Applying is between you and the lender, and you will know where you stand before any work begins.
Financing is subject to credit approval and is provided by a third party lender. Portland Tile & Remodels is not a lender. All credit decisions and loan terms are determined by the lender.
Working out a budget? See the bathroom remodel cost guide or the kitchen remodel cost guide.
All details matter.
A bathroom or kitchen remodel is hundreds of small decisions. Which tile, where the layout gives and where it holds, what gets fixed once the wall is open. We work through them with you instead of guessing, and you hear from us at every step, not just when something goes wrong. That is what you are actually hiring: skilled trades who sweat the details and answer the phone. Tell us about your space and we will put a real number on it.